Supplemental Coverage

Scheduled benefit plans are the latest and greatest innovation in the health insurance industry.  They enable you to combine the cost savings of a high-deductible major medical plan with the more comprehensive coverage of a low-deductible plan, for relatively little added expense.

These plans also can be purchased as a stand-alone plan for individuals and their families.  This scheduled benefits plan is perfect for individuals who cannot obtain, because of either pre-existing conditions or financial constraints, either  high-deductible or low-deductible health insurance. 

The scheduled benefits plan reimburses you for your day-to-day medical expenses such as doctor visits, lab work and x-rays. This essentially makes it possible for you to obtain regular medical care with little or no cost out of your pocket.


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